Best Volvo Deals December 2025: Financing and Lease Specials
If you have been waiting for the right moment to upgrade to a luxury Swedish vehicle, the Best Volvo Deals December 2025 offer compelling reasons to act now. Volvo has released a comprehensive set of incentives to close out the year, featuring special financing rates for 11 different models and competitive lease offers for 16 vehicles.
From aggressive interest rates on their newest electric SUVs to accessible monthly payments on their best-selling crossovers, there is something for every type of buyer. We have analyzed the latest data to bring you the most valuable offers available this month.
Top Volvo Financing Incentives
The highlight of this month is undoubtedly the financing offers available for the electric vehicle lineup. Volvo is aggressively promoting its shift to electrification with rates as low as 0%.
The 2025 Volvo EX90 stands out with a 0% financing offer. This is an exceptional deal for a flagship electric SUV. For those preferring a compact option, the 2026 XC40 and the larger XC90 are available with a low 1.99% interest rate. Most other models in the lineup, including plug-in hybrids, are standardized at a competitive 2.99%.
Financing Deal Summary
Unbeatable Volvo Lease Offers
For drivers who prefer lower monthly payments and the flexibility of upgrading every few years, the leasing incentives this December are highly attractive. You can currently drive a brand-new Volvo for as little as $406 per month.
The most affordable entry point is the 2026 Volvo XC40. This compact luxury SUV is listed at $406 per month for 36 months with $2,000 due at signing. If you need more space or luxury, the 2025 S90 sedan is a surprising bargain at just $472 per month under similar terms. On the electric side, the 2026 EX40 is available for $658 per month.
Also Read –Audi Deals December 2025 – Low 1.99% APR & $546 Lease
Lease Deal Breakdown (36 Months, $2,000 Due at Signing)
Cash Offers and Additional Savings
Beyond standard financing and leasing, Volvo has introduced significant cash incentives. These offers range from $500 up to $11,000 depending on the model and configuration. The 2025 Volvo S90 currently features the highest potential cash bonus.
Shoppers should also look for targeted incentives. These include the EV Lease Bonus Cash for electric models and the Costco Member Offer for qualifying executive members. These programs can often be stacked with other incentives to maximize your total savings.
Conclusion
The incentives available this month are among the strongest we have seen all year. Whether you take advantage of the 0% financing on the EX90 or the budget-friendly lease on the XC40, the Best Volvo Deals December 2025 provide excellent value across the board. However, these offers are subject to eligibility rules and expire soon.
Are you planning to finance a new electric Volvo or lease a gas model this holiday season?
Frequently Asked Questions
What is the lowest interest rate Volvo is offering right now?
The lowest rate currently available is 0% financing. This headline offer is specifically available for the all-new 2025 Volvo EX90. Other popular models like the XC40 and XC90 start at 1.99%.
Which Volvo model has the cheapest lease payment?
The 2026 Volvo XC40 currently offers the most affordable lease payment. It is available for $406 per month for a 36-month term with $2,000 due at signing.
Are there specific incentives for Costco members?
Yes. Volvo is currently running a Costco Member Offer for executive members. This is a targeted incentive that can provide additional savings on top of other national offers.
Can I get cash rebates on electric vehicles?
Yes. Volvo offers specific incentives such as EV Lease Bonus Cash. Additionally, the text notes that cash offers can go as high as $11,000, with the S90 sedan receiving the largest cash bonus this month.
